Indonesia has launched a pioneering intellectual property (IP) financing program specifically for micro, small, and medium enterprises (MSMEs), marking a historic breakthrough in the country’s economic development. This milestone initiative was officially unveiled in August 2025 at the “IPXpose Indonesia 2025” in Jakarta, signifying a major shift in how Indonesia evaluates and leverages intangible assets to foster sustainable growth.

    Minister of Innovation Supratman Andi Agtas formally launched the new program. It allows MSMEs—the backbone of Indonesia’s economy—to use IP certificates as collateral for bank loans. In its initial phase, the policy covers trademark rights and will gradually expand to patents, industrial design rights, and copyright.

    At the event, Agtas declared: “This is a major breakthrough for MSMEs. IP certificates can now serve as instruments for financing. Let us all remember this day—the historic moment when intellectual property empowers the nation’s creative economy.”

    The initiative directly tackles a long-standing challenge faced by many MSMEs: obtaining funding without sufficient tangible assets. By recognizing intellectual property as a concrete and valuable asset, the Indonesian government aims to open a powerful new financing channel that injects momentum into innovation and growth.

    Despite the enthusiastic response to the program’s launch, the minister stressed that successful implementation will require coordinated efforts from all parties. He called for close collaboration among government agencies, the banking sector, and the Financial Services Authority to establish a seamless and efficient implementation framework for the program. 

    Source: China Intellectual Property Rights Protection Network.